Loans are provided on terms of recoverability, payability, security, urgency and targeted use.
Loans are divided into short-term (for up to 1 year) and long-term (for up to 3 years).
Loans for replenishment of floating capital are issued for a period of up to 18 months through the opening of revolving and non-revolving credit lines, which allow using the credit resources as necessary. Loans for replenishment of floating capital are provided for the following purposes:
- Purchase of raw materials and materials;
- procurement of goods for sale;
- seasonal and other temporary stocks of material assets;
- seasonal expenses related production and preparation of product;
- payments with suppliers of products, other needs related to settlements;
Key terms:
- Length of loan: up to 18 months;
- Interest rate – 22-26% per annum;
- Collateral is in accordance with the current legislation of the Republic of Uzbekistan.
Loans for purchasing of fixed assets are provided for up to 36 months, including for:
- procurement of fixed assets;
- modernization of production;;
- increase of production capacity;
- business expansion.
Key terms:
- Loan length – up to 60 months;
- Interest rate– 24-30% per annum;
- Collateral is in accordance with the current legislation of the Republic of Uzbekistan.
